Health insurers want you to try cheaper drugs first, but that can hurt you
—Jan 03, 2019 —
(The Conversation is an independent and nonprofit source of news, analysis and commentary from academic experts.)
Sharona Hoffman, Case Western Reserve University
(THE CONVERSATION) Few people are familiar with the term “step therapy,” but most Americans have health insurance policies that adopt it. Step therapy programs, also known as “fail first policies,” require patients to try less expensive treatments before insurers agree to pay for more costly alternatives.